Prestito 100% Online - Calcola la tua rata!
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CREDITO TRASPARENTE
Messaggio pubblicitario che presenta Crediper Prestito Online. Per conoscerlo meglio, basta consultare il sito
www.crediper.it dove sono disponibili tra le alte cose - il modulo “Informazioni europee di base sul credito ai consumatori” (SECCI); - la copia del testo contrattuale. Crediper è l’offerta di prodotti di finanziamento del Credito Cooperativo. Esempio rappresentativo per importi fino a € 30.000,00: € 6.800,00 rimborsabili in 48 mesi con rate da € 162,89 al mese - Durata 48 mesi - TAN fisso 6,26%, TAEG 7,93% - Importo totale del credito: € 6.800,00 - Costo totale del credito costituito da: commissioni di istruttoria € 102,00 - pari a 1,50% del capitale erogato con massimale di € 150,00 + interessi € 916,72 + imposta di bollo su finanziamento € 16,00 e su rendiconto annuale e di fine rapporto € 2,00 per saldi superiori a € 77,47 + spesa mensile gestione pratica € 1,50 - Importo totale dovuto dal consumatore (importo totale del credito + costo totale del credito): € 7.912,72. L’esempio si riferisce alla casistica più ricorrente su un periodo di osservazione di 12 mesi (aggiornato al 31/05/2016) relativa ai prestiti personali richiesti presso le filiali delle Banche di Credito Cooperativo/CR partner di BCC CreditoConsumo S.p.A.
Offerta valida fino al 30/09/2016. L’accettazione della richiesta è subordinata all’approvazione da parte di BCC CreditoConsumo S.p.A. Il TAEG rappresenta il costo totale del credito espresso in percentuale annua e, con riferimento all’offerta pubblicizzata, include gli interessi ed i seguenti costi: imposte di bollo; commissioni di istruttoria (ove previste); spesa mensile gestione pratica.
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